• Loans

    SmileFinance can find you a fast and easy loan out of the approved lenders.


    • 100% Online Application
    • Fast, secure and Confidential
    • Unlimited Application

    Whatever the trouble, we can help you find a cheap and convenient deal

    Read More »

  • Bank Accounts

    Your account number and sort code sent to your mobile with one simple click!


    • Telephone Banking
    • Safe and Secure Online Banking
    • Mobile Banking

    Take the stress out of managing your money and never go overdrawn again.

    Read More »

  • Credit Cards

    Frustrated at being turned down for a credit card? Relax; We got the answer.


    • Credit Limit £150 - £1000
    • Visa widely accepted

    Representative 59.9%APR

    The Black Diamond Visa Card could help you to improve your credit rating.

    Read More »

  • Our £47.96 Fee

    Our clients find they save more than the £47.96 broker fee over the life of the loan.


    • Great Customer Service
    • Exclusive Deals on Credit Cards
    • Refund if you're not happy

    Whatever the trouble, we can help you find a cheap and convenient deal.

    Read More »

  • Loans

    SmileFinance can find you a fast and easy loan out of the approved lenders.


    • 100% Online Application
    • Fast, secure and Confidential
    • Unlimited Application

    59.9%

    Whatever the trouble, we can help you find a cheap and convenient deal

    Read More »

  • Bank Accounts

    Your account number and sort code sent to your mobile with one simple button click!


    • Telephone Banking
    • Safe and Secure Online Banking
    • Mobile Banking

    Take the stress out of managing your money and never go overdrawn again.

    Read More »

  • Credit Cards

    Frustrated at being turned down for a credit card? Relax; We got the answer.


    • Credit Limit £150 - £1000
    • Friendly UK Customer Service
    • Visa widely accepted

    {APR_CreditCard}

    The Black Diamond Visa Card could help you to improve your credit rating.

    Read More »

  • Our £47.96 Fee

    Our clients find they save more than the £47.96 broker fee over the life of the loan.


    • Great Customer Service
    • Exclusive Deals on Credit Cards
    • 100% Refund if you're not happy

    Whatever the trouble, we can help you find a cheap and convenient deal.

    Read More »

How It Works?

We help find you all types of loans: Payday Loans, Guarantor Loans, Unsecured Loans, Instalment Loans, Logbook Loans.

In many cases you will receive a decision from one of our lenders within minutes of you your application being submitted.

With SmileFinance if your loan is approved by one of our lenders, funds can be transferred on the same day.

All loan applications are subject to creditworthiness and affordability assessments. Taking out a loan involves serious obligations and you should ensure that the loans provided by our lenders are suitable for you before you apply, for more information on these loans please see our FAQ page.

We can Find You a Range of Products:

How It Works?

We deal with all types of loans: Payday Loans, Guarantor Loans, Unsecured Loans, Instalment Loans, Logbook Loans.

In many cases you will receive a decision from one of our lenders within minutes of you your application being submitted. With SmileFinance if your loan is approved by one of our lenders, funds can be transferred on the same day. All loan applications are subject to creditworthiness and affordability assessments. Taking out a loan involves serious obligations and you should ensure that the loans provided by our lenders are suitable for you before you apply, for more information on these loans please see our FAQ page.

how it works




If your loan is approved by 4pm you could have the cash today!

We can help find you all types of loans: Payday Loans, Guarantor Loans, Unsecured Loans, Instalment Loans, Logbook Loans, Car Loans

With SmileFinance if your loan application is approved by one of our lenders, funds can be transferred on the same day.*

*if your application is accepted by a lender which offers a same day transfer facility

Loan representative example

1734% APR Representative.

Representative example: Borrow £200 for 28 days. The total charge for credit is £50. Interest is fixed at a rate of £50 per £200 loan (326% per annum). The total repayable is £250.

Short-term loans should only be used for short-term financial needs and are not appropriate for long-term borrowing, or if you are in financial difficulty. All loan applications are subject to creditworthiness and affordability assessments. Taking out a loan involves serious obligations and you should ensure that the loans provided by our lenders are suitable for you before you apply, for more infomation on these loans please see our FAQ page.

*if repayments under an instalment loan are unequal then the amount and timing of each repayment should be specified.

*The actual APR will depend on the lender, the loan amount and the borrower's credit circumstances. Some lenders may perform Credit Checks.

SmileFinance logo

EQI Independent Limited trading as SmileFinance is a credit broker and we will pass your details on to our panel of lenders who may make offers of credit to you where you provide your express consent for us to do so.
We are authorised and regulated by the Financial Conduct Authority. Interim Permission Number 0559251. We are registered with the Information Commissioner's Office under the Data Protection Act 1998 with registration number Z8894628.
Where we pass your details on to our panel of lenders, we charge a fee of £47.96 for this service and we may receive a commission from our lenders. For more information on how we handle your data, please see our Privacy Policy.

© Copyrights 2013 SmileFinance